Free calculator
Remittance fee calculator
Purpose
Compare educational estimates of flat fees, mid-market FX models, and bank-style transfer costs.
Runs in your browser · Nothing stored
How to read remittance costs
The sticker fee is only part of what you pay. Many providers also earn money on the exchange rate. A “$0 fee” transfer can still be expensive if the FX spread is wide.
What immigrants usually compare
- Total cost to send a fixed USD amount
- Speed (minutes vs days)
- Pickup method in the destination country
- Limits, verification, and reliability
Practical tip
Run the same amount across 2–3 apps the day you send. Lock the rate only after you confirm recipient details. This calculator uses sample models so you can practice comparing fee vs FX — it is not a live quote engine.